Blog
Buying and selling houses involves a lot of complicated legal processes; referred to in a number of technical ways. We’ve put together a glossary of common terms to help you understand your conveyancing journey. Abstract of Title This is a schedule listing the documents that set out the history of ownership of a property. Adopted […]
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There are several types of searches. Let us break them down for you:This is a question a lot of people ask when buying a house. The problem is, there is no exact time limit. In the UK, searches usually take between six and eight weeks but because they rely on other people this is like […]
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A 100% mortgage is a loan for the entire cost of the property you are buying. 100% mortgages were commonplace in the early 2000s, but relegated to history when the credit crunch hit in 2007. After this, mortgages for 100% began to rapidly disappear from the market. 100% mortgages were completely withdrawn from the market […]
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Stamp Duty Land Tax (SDLT) is a tax you have to pay when you purchase a property that costs over £125,000 in England and Northern Ireland. It was introduced to replace what was known as Stamp Duty in 2003. SDLT is not the same as stamp duty; it is a transfer tax charged on “land […]
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Saving for a deposit is usually the first step towards buying your own home If you’re currently renting a property, it might seem impossible to save enough for a place of your own, especially when you are paying out not only rent, but other living expenses too. Here’s our top 8 tips to make saving […]
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What is the true cost of moving home? The process can be expensive and sometimes uncertain. Many people in the UK are surprised to find that not only is the homebuying process fraught with unforeseen worries, the actual fees inherent in property purchases are much higher than they ever expected. This is why it is […]
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Where Do You Start When Buying A House Buying a house is a process with many steps, all of which are important and must be given thorough consideration. There is no way of telling beforehand, whether the transaction will be smooth and problem free or fraught with delays and issues from the moment you begin. […]
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Buying a new build home is not dissimilar to buying any other property however, there are some specific questions you should ask if you are buying a brand new home direct from the developer. 1. Is It Leasehold or Freehold? If a house is Leasehold, it means that you have a lease from the freeholder […]
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If you have been asked to pay for a HomeBuyer Report you should make sure you know what you are going to get for your money. We have put together the key points of what you can expect from your HomeBuyers Report to keep you in the know. When buying a new home, your mortgage […]
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Changing your solicitor or conveyancer mid way through the purchase or sale of your home is certainly possible. Dependent on the stage you are at in the process determines the ease of doing this. Perhaps you’re unhappy with the level of service you’ve received, the speed at which they are working or feel they’re unable […]
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Blog
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Explanation Of Conveyancing Legal Terms 20th March 2019 -
How Long Do Conveyancing Searches Take? 19th March 2019 -
The Return of 100% Mortgages 18th March 2019 -
What Is Stamp Duty Land Tax? 8th February 2019
